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The Hidden Costs of Buying a 70–100-Year-Old Home in Dallas

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The Hidden Costs of Buying a 70–100-Year-Old Home in Dallas

Owning a historic Dallas home — Tudor in Lakewood, Craftsman in M Streets, or a vintage cottage near Kessler Park — feels romantic. Tree-lined streets, established neighborhoods, architectural charm, big lots, walkability, character — all true.

But there’s also a quieter reality many buyers don’t fully see until after they close:

Older homes almost always cost more than newer ones — not just at purchase, but over the first 3–10 years of ownership.

This isn’t a warning — it’s a strategy conversation.


Why Older Dallas Homes Carry Hidden Costs

1. Systems Aging Beyond Their Expected Lifespan

Plumbing, sewer lines, electrical, foundation, and roof components weren’t built for modern lifespans or usage levels.

✔ galvanized plumbing
✔ 60–80-year-old sewer lines
✔ undersized electrical panels
✔ pier-and-beam adjustments

Individually, these fixes aren’t small — collectively, they can run tens of thousands.


2. Foundation Reality — Not If, But When

Pier-and-beam foundations need periodic leveling in clay-based Dallas soil.
Even “corrected” foundations shift again over time.

Budget $5,000–$20,000 every decade or so, depending on soil, drainage, and updates.


3. Drainage and Water Intrusion

Historic lots weren’t graded for today’s rainfall patterns.

Under-house moisture, crawl space humidity, and perimeter runoff are common issues — and remediation can be expensive.


4. Energy Efficiency Gaps

Older houses weren’t built with modern insulation, windows, HVAC ducting, or air sealing in mind.

Expect higher utility bills and likely upgrades over time.


5. The “Personality Premium”

What gives old homes charm — millwork, plaster walls, quirky layouts — also makes them expensive to modify.

Opening walls often uncovers un-to-code wiring, old termite damage, or forgotten plumbing.


But Here’s the Truth Most People Miss

Older homes can still be excellent investments — if bought strategically.

They:

✔ sit in high-demand Dallas ZIP codes
✔ have proven long-term appreciation
✔ offer architectural uniqueness newer homes can’t replicate

What hurts buyers isn’t old houses —
it’s buying old houses without budgeting for them.


How Smart Buyers Protect Themselves

1. Hire inspectors who specialize in older homes

Not all inspectors understand pier-and-beam movement, antique framing, or historic mechanicals.

2. Budget a first-year reserve fund (10–15% of purchase price)

A $900K home often needs $90K–$135K over the first 2–5 years across repairs, updates, drainage, windows, insulation, etc.

3. Plan your updates in phases

Everything isn’t a “now” project — smart sequencing saves money.

4. Think long-term hold, not 2-year flip

Homes with history shine across 7–12 year horizons.


Are Old Homes Worth It?

If you want:

✔ personality
✔ location
✔ long-term upside
✔ architectural depth

Yes — 70–100-year-old Dallas homes can be incredible.

But if your priority is low maintenance, predictable costs, and easy renovations — a more modern build fits better.

Neither is right or wrong — just different lifestyles, budgets, and psychology.


Next Steps

If you’re considering a historic Dallas home and want to understand:

• true ownership cost
• expected repair timeline
• neighborhood appreciation
• what’s a deal vs a money trap

I’m happy to walk through examples and numbers with you.

Call or text Selden Tual — 512-944-3121
or visit www.seldentual.com

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